Insurance Question

From : Annonymous

Q: i just bought a 1986 dodge ramcharger for $3.500 with new motor and nice wheels and tires. it sits outside in a very low crime area. what amount of insurance do you think i should have on it i only plan o using it 2 or 3 times a week. also could i get a lower rate for more than one car and limited use. i want to save as much as i can but i do want to be covered if someone hits me and they dont have insurance or my ramcharger is broken into and vandalized. thanks for the help .

Replies:

From : ldenn2

ask your insurance agent how much would they pay for a total loss on this1986. i just bought a 1986 dodge ramcharger for $3.500 with new motor and nice wheels and tires. it sits outside in a very low crime area. what amount of insurance do you think i should have on it i only plan o using it 2 or 3 times a week. also could i get a lower rate for more than one car and limited use. i want to save as much as i can but i do want to be covered if someone hits me and they dont have insurance or my ramcharger is broken into and vandalized. thanks for the help .

From : tbone

i just bought a 1986 dodge ramcharger for $3.500 with new motor and nice wheels and tires. it sits outside in a very low crime area. what amount of insurance do you think i should have on it i only plan o using it 2 or 3 times a week. also could i get a lower rate for more than one car and limited use. i want to save as much as i can but i do want to be covered if someone hits me and they dont have insurance or my ramcharger is broken into and vandalized. thanks for the help what you paid for it is really about what its worth and insuring it for anything besides liability is a complete waste of money with a vehicle this age. you need to look up the book value of the vehicle because that is the max that the insurance company is going to give you regardless of the extent of any damage minus the deductible. then when you add in the rate increase if you are ever dumb enough to put a claim in against it and you will spend far more than if you just put the book value of the truck in a separate savings account and used it for any necessary repairs. -- if at first you dont succeed youre not cut out for skydiving .

From : thadriver

i would suggest grundy classic insurance but it would have to be garaged. do you have one paul aka tha driver giggle cream - it makes dessert *funny*! .